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Children's Critical Illness Cover

Practical financial support if your child becomes seriously ill.

No parent ever wants to imagine their child becoming seriously ill.

Children's Critical Illness Cover can provide financial support if your child is diagnosed with a covered serious illness, so families can focus on treatment and recovery rather than financial pressures.

Father and daughter laughing together outdoors

There for your family when it matters most

If your child became seriously ill, the right cover means your family can focus on being there for them.

What is Children's Critical Illness Cover?

Many protection policies include children's critical illness benefits, paying a lump sum if your child is diagnosed with a covered serious illness.

Different insurers include different conditions, benefit amounts and additional features, so rather than listing every condition, we focus on understanding your family's needs.

Because cover varies between providers, expert advice helps identify the most suitable solution. One that reflects your family, your budget and your priorities.

Why Parents Choose This Cover

Practical support that lets you focus on your child, not your finances.

Financial reassurance

A lump sum to ease the pressure if your family faces a difficult diagnosis.

Time away from work

Support so you can take time off to be with your child.

Hospital travel costs

Help with travel and parking during treatment and appointments.

Childcare support

Help covering childcare for siblings while you focus on your child's care.

Treatment expenses

Support towards treatment-related costs not covered elsewhere.

Family support

Practical reassurance for the whole family during a difficult time.

Children playing together at home

Focused on hope, and on your family

A serious diagnosis for a child is something no parent wants to face. Children's Critical Illness Cover helps make sure that, if the worst happens, finances don't add to the worry.

The lump sum is paid directly to you, so it can be used for whatever your family needs most: time off work, travel to treatment, childcare for siblings, or simply space to be together.

  • Take time off work to be with your child
  • Cover hospital travel and parking
  • Help with childcare for siblings
  • Ease the financial pressure during treatment

Who Is It Suitable For?

Cover for families at every stage.

Parents

Reassurance for any parent wanting to protect their family.

Growing families

Cover that scales as your family grows.

New homeowners

Protect your home and your family together.

Families with young children

Support during the years when children are most vulnerable.

Children's Critical Illness Cover FAQs

Ready to Protect Your Child's Future?

New to protection or reviewing existing plans? Either way, we'll talk you through the options and recommend what genuinely suits your situation.

Review My Family Protection

Tell us about your family and we'll be in touch to discuss your options.

Please do not include medical or other sensitive personal information in this form. An adviser can collect any information required securely later.

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Regulatory Information

Elevare Financial Limited is an Appointed Representative of TMG Direct Limited which is authorised and regulated by the Financial Conduct Authority. FCA Number: 1058620.

Registered Office: Queens Court, 73 Gilkes Street, Middlesbrough, England, TS1 5EH

Company Number: 16810364

Important Information

THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME/PROPERTY.

YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Buy-to-let mortgages, when used solely for investment or commercial purposes, are generally not regulated by the FCA. This means that these types of mortgages do not fall within the FCA's definition of a regulated mortgage contract and are not subject to the same regulatory protections as residential mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. All protection, mortgage and insurance products are subject to eligibility, underwriting and provider terms. Cover details, features and benefits vary by provider and policy. Not all products mentioned are available from all providers.

Wills and estate planning advice is provided by our estate planning partner and is not regulated by the Financial Conduct Authority.

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