Footballer striking a ball during an outdoor match

Fracture Cover

What is Fracture Cover?

Fracture Cover is designed to pay a tax-free lump sum if you break a bone. It provides financial support to help with the extra costs that often come with an injury, rather than replacing your income.

Rugby players making a tackle during a match
People playing football on a grass pitch

What Can Fracture Cover Help With?

Benefit amounts vary depending on the injury sustained and the policy selected.

Broken bones

Joint dislocations

Ligament tears

Tendon ruptures

Hospital recovery

Unexpected expenses

Time away from work

Sports injuries

Who Could Benefit?

Fracture Cover can suit anyone with an active life, sport or occupation.

Active Families

Financial support when everyday accidents happen.

Sports People

Ideal for people who regularly participate in sport, from grassroots to competitive levels.

Self-Employed

Help ease financial pressure if an injury affects your ability to earn.

Manual Workers

Additional financial support while recovering from accidental injuries.

People with Active Lifestyles

Suitable for those who regularly enjoy activities such as running, cycling, hiking and the gym.

Adventurous sports and outdoor activities

Protection That Keeps You in the Game

Weekend football, competitive martial arts, marathons, skiing, mountain biking or climbing. Whatever you do, certain Fracture Cover plans can provide valuable financial support if an accident results in a covered injury.

Some plans are also available for semi-professional sports people, giving reassurance to those who compete regularly.

Football
Rugby
Netball
Running
Cycling
Gym
Martial Arts
Mountain Biking
Climbing
Skiing
Diving
Motorsport
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Fracture Cover FAQs

Ready to Explore Your Fracture Cover Options?

New to protection or reviewing existing plans? Either way, we'll talk you through the options and recommend what genuinely suits your situation.

Review My Fracture Cover

Tell us about your circumstances and we'll be in touch to discuss your options.

Please do not include medical or other sensitive personal information in this form. An adviser can collect any information required securely later.

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Regulatory Information

Elevare Financial Limited is an Appointed Representative of TMG Direct Limited which is authorised and regulated by the Financial Conduct Authority. FCA Number: 1058620.

Registered Office: Queens Court, 73 Gilkes Street, Middlesbrough, England, TS1 5EH

Company Number: 16810364

Important Information

THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME/PROPERTY.

YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Buy-to-let mortgages, when used solely for investment or commercial purposes, are generally not regulated by the FCA. This means that these types of mortgages do not fall within the FCA's definition of a regulated mortgage contract and are not subject to the same regulatory protections as residential mortgages.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. All protection, mortgage and insurance products are subject to eligibility, underwriting and provider terms. Cover details, features and benefits vary by provider and policy. Not all products mentioned are available from all providers.

Wills and estate planning advice is provided by our estate planning partner and is not regulated by the Financial Conduct Authority.

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