Can children be covered?

Yes. Personal Private Medical Insurance can be arranged to cover individuals, couples and families, allowing children to be added to a policy.

Is family health insurance worth it?

For many families, PMI offers reassurance that partners and children can be seen quickly if they become unwell. The right policy depends on your circumstances, budget and the level of cover you'd like.

Can I include mental health support?

Yes. Mental health support can be included within your policy or added as an optional extra, covering therapy, counselling and treatment.

Are pre-existing conditions covered?

PMI typically excludes pre-existing conditions. We'll help you understand how underwriting works and find cover suited to your circumstances.

How much does private health insurance for families cost?

Costs depend on age, health, location and the level of cover you choose. We compare options across the market to find the right balance of cover and value for your family's budget.

Personal Private Medical Insurance

A calm, modern private healthcare setting

What Is Personal Private Medical Insurance?

Personal private medical insurance (PMI) gives you and your family access to private healthcare, including faster consultations, shorter waiting times and treatment in private hospitals.

With NHS waiting times increasing for many procedures, PMI is becoming an important part of a well-rounded family financial plan. Cover can be arranged individually or for couples and families, and tailored with optional extras to suit your needs.

At Elevare Financial, we help individuals, couples and families compare options across the market to find the right combination of cover and value.

How Personal PMI Can Help

Private health insurance can help you access diagnosis, treatment and support more quickly when you need it.

Faster Access to Consultations

See specialists privately without long NHS waiting times, so you can get answers and start treatment sooner.

Diagnostic Tests

Access scans, blood tests and other investigations to reach a diagnosis more quickly.

Specialist Treatment

Receive treatment in private hospitals, with greater choice, comfort and flexibility.

Cancer Care

Access private cancer treatment, therapies and ongoing support.

Mental Health Support

Access therapy, counselling and mental health treatment.

Family Cover

Personal Private Medical Insurance can be arranged for individuals, couples and families.

Optional Extras

Shape your cover with optional benefits such as enhanced out-patient cover, dental and optical benefits.

Benefits vary by provider and policy. Cover may be subject to underwriting, exclusions, chosen limits, excesses and policy terms.

A family spending time together at home, representing the peace of mind that comes with private health insurance

Peace of Mind for Your Family

Faster access to private treatment, helping you and your loved ones get back to the things that matter.

Frequently Asked Questions

Ready to Explore Your Healthcare Options?

New to private healthcare, or reviewing a policy you already have? We'll talk through the options and recommend a plan that genuinely suits your needs.

Book a Free Health Insurance Review Speak to an Adviser

Review My Personal Private Medical Insurance

Tell us about you and your family and we'll be in touch to discuss your options.

Please do not include medical or other sensitive personal information in this form. An adviser can collect any information required securely later.

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